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How to use money with intelligence and heart
An innovative financial education book with Christian values for children ages 6 to 12, created to teach valuable financial principles in a fun, engaging, and faith-based way.

11 anos | Autor & Educador
Áleff is a boy passionate about financial education who decided to create a book to help other children and families. At 11 years old, he understood the importance of teaching finances early and developed this complete guide with stories, activities, and Christian values.
His mission is simple but powerful: to transform how families teach financial education, making it fun, practical, and aligned with Christian principles.
12
Chapters
50+
Activities
6
Bonus
Learn more about the book "Piggy Banks and Dreams" directly from the author. Áleff explains how the idea came about and what you'll find in this special guide.
Created especially for families who want to teach financial and Christian values.
A complete approach that combines financial education with Christian values.
Follow Lucas, Sofia, and Aunt Clara in engaging stories about financial education.
7 years old
9 years old
Adult
Teach your child to divide money wisely and generously.
10%
For God
20%
For the future
50%
For needs
20%
To help others
Each chapter brings a story, practical lessons, activities and reflections for the whole family.
Lucas and Sofia discover how exchange works at the church fair.
"For everything there is a season"
Sofia learns the difference between needs and wants.
"My God will supply all your needs"
Lucas receives his first allowance and learns about responsibility.
"Whoever is faithful in small things is also faithful in big things"
Sofia discovers the power of patience by waiting before buying.
"Wait on the Lord. Be strong!"
Lucas learns to turn dreams into goals with an action plan.
"Write your plan clearly"
Sofia learns to divide her allowance: Tithe, Save, Spend, Give.
"Give, and it will be given to you"
Families and educators share their experiences.
"Excellent book! My son understood financial concepts in a light and fun way. I recommend it!"
Maria Silva
Mother of Lucas (7 years old)
"I use it in the classroom. The activities are practical and Christian values add a lot to learning."
João Santos
Teacher
"What a beautiful initiative by Áleff! The book is educational and brings special family moments."
Ana Costa
Grandmother of Sofia (9 years old)
150+
Satisfied Families
4.9/5
Average Rating
98%
Would Recommend
Practical tools to implement financial education in your family
37 pages with 12 engaging chapters
Printable tools to organize allowance
Complete financial transformation program
12 illustrations for kids to have fun
Set and track financial goals
Practical tips to implement at home
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