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✨ How to use money with intelligence and heart

Piggy Banks and Dreams

How to use money with intelligence and heart

An innovative financial education book with Christian values for children ages 6 to 12, created to teach valuable financial principles in a fun, engaging, and faith-based way.

Áleff Penha dos Santos - Autor do livro Cofrinhos e Sonhos

Áleff Penha

11 anos | Autor & Educador

👦 Created by Áleff Penha, 11 years old

Meet the Author

Áleff is a boy passionate about financial education who decided to create a book to help other children and families. At 11 years old, he understood the importance of teaching finances early and developed this complete guide with stories, activities, and Christian values.

His mission is simple but powerful: to transform how families teach financial education, making it fun, practical, and aligned with Christian principles.

12

Chapters

50+

Activities

6

Bonus

Watch the Video

Áleff Presents the Book

Learn more about the book "Piggy Banks and Dreams" directly from the author. Áleff explains how the idea came about and what you'll find in this special guide.

Who Is This Book For?

Created especially for families who want to teach financial and Christian values.

Parents and Guardians
Who want to teach financial education to their children in a practical way aligned with Christian values.
Educators
Teachers and children's leaders looking for quality teaching material for their classes.
Grandparents and Family
Who want to gift a book that teaches important values for life.

Learning Pillars

A complete approach that combines financial education with Christian values.

Christian Values
Biblical principles naturally integrated, without heavy moralism. Focus on smart choices and a generous heart.
Financial Education
Fundamental concepts like needs vs wants, budgeting, saving and planning, adapted for children.
Practical Learning
Activities adapted by age group (6-8 and 9-12 years) to apply concepts in daily life.
Family Connection
Questions to discuss and prayers that strengthen bonds and create family learning moments.

Meet the Characters

Follow Lucas, Sofia, and Aunt Clara in engaging stories about financial education.

👦
Lucas

7 years old

Curious and energetic boy, loves to ask questions. Sometimes acts on impulse, but is always willing to learn about planning and patience. Loves to play and explore new ideas.
👧
Sofia

9 years old

Creative and generous girl, loves helping others and dreams big. More mature than her brother, she is responsible and quickly learns that waiting can bring better rewards. Always ready to teach.
👩‍🏫
Aunt Clara

Adult

Retired teacher, wise and patient. Teaches with practical everyday examples, always available to talk and pray. The mentor everyone would like to have.

The 4 Piggy Banks System

Teach your child to divide money wisely and generously.

✝️

Tithe

10%

For God

🏦

Save

20%

For the future

🛒

Spend

50%

For needs

❤️

Donate

20%

To help others

Meet the First Chapters

Each chapter brings a story, practical lessons, activities and reflections for the whole family.

💰Chapter 1
What is Money?

Lucas and Sofia discover how exchange works at the church fair.

"For everything there is a season"

🤔Chapter 2
Do I Need It or Want It?

Sofia learns the difference between needs and wants.

"My God will supply all your needs"

💵Chapter 3
My First Allowance

Lucas receives his first allowance and learns about responsibility.

"Whoever is faithful in small things is also faithful in big things"

Chapter 4
Waiting is Worth It

Sofia discovers the power of patience by waiting before buying.

"Wait on the Lord. Be strong!"

🎯Chapter 5
My Dream and My Plan

Lucas learns to turn dreams into goals with an action plan.

"Write your plan clearly"

📊Chapter 6
Divide to Organize

Sofia learns to divide her allowance: Tithe, Save, Spend, Give.

"Give, and it will be given to you"

What They Say About the Book

Families and educators share their experiences.

"Excellent book! My son understood financial concepts in a light and fun way. I recommend it!"

Maria Silva

Mother of Lucas (7 years old)

"I use it in the classroom. The activities are practical and Christian values add a lot to learning."

João Santos

Teacher

"What a beautiful initiative by Áleff! The book is educational and brings special family moments."

Ana Costa

Grandmother of Sofia (9 years old)

150+

Satisfied Families

4.9/5

Average Rating

98%

Would Recommend

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Practical tools to implement financial education in your family

Complete Book

37 pages with 12 engaging chapters

Control Tables

Printable tools to organize allowance

30-Day Challenge

Complete financial transformation program

Coloring Pages

12 illustrations for kids to have fun

Goals Spreadsheet

Set and track financial goals

Parent Guide

Practical tips to implement at home

Garantia de Satisfação 100%

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Frequently Asked Questions

40% OFF
Transform Your Family Today
Launch Offer! Complete book with 12 chapters, printable activities, 30-day challenge, Christian values and much more.
R$ 49.90R$ 29.90